Frequently Asked Questions

Q: Can I customize these Excel spreadsheets?
A: Yes! The cells are protected to ensure the integrity of the formulas, however, the password to unprotect all sheets is included in the instruction tab of the workbook (you will be able to see all formulas and edit everything).

Q: Can I adjust the categories and subcategories?
A: It's recommended that you hide categories that you don't want to see rather than deleting them. This is because there are many different sheets and cells that integrate and will cause formula errors. If you want to add any categories, rather than adding rows you should edit existing category names, ensuring that you understand how they are linked to other workbooks (especially the tax workbook).

Q: What if I want to add more workbooks later to my starter bundle?
A: Once the retirement and college planning workbooks are released, I will provide detailed instructions on how to integrate them with your current bundle without having to purchase your existing workbook again (you'll only need to purchase these workbooks separately).

Q: Is this just a budgeting spreadsheet?
A: No. It does include an annual budget but goes well beyond to track your cash flow, savings rate, net worth, emergency funds and more (depending on the workbook you purchase). The focus isn't on the budget aspect.

Q: What is the refund policy?
A: If you are not 100% satisfied with your order, we ask that you first send an email with the issues that are causing you to be unhappy with our product (we can help!). If we are unable to resolve your issue, we will happily issue a complete refund on your purchase within 30 days of purchase.

Q: If I purchase a workbook, but then want to upgrade to one of the bundles later, can I offset my purchase price against that total?
A: Yes. If you email me at I am happy to provide you with a discount code to use against the bundle of your choice. Please let me know which bundle you are interested in purchasing in your email.

If you have any other questions, please email!